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p{font-size:1.1rem;line-height:1.6;margin-bottom:1rem;font-style:italic}.testimonial-card .author{color:var(--primary);font-weight:500}.animated-circle{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:300px;height:300px;border-radius:50%;background:linear-gradient(45deg,#ff6b0026,#ff853326);filter:blur(8px);animation:pulse 4s infinite;z-index:-1}.circle-2{animation-delay:-1s;width:350px;height:350px;background:linear-gradient(45deg,#ff6b001a,#ff85331a)}.circle-3{animation-delay:-2s;width:400px;height:400px;background:linear-gradient(45deg,#ff6b000d,#ff85330d)}@keyframes pulse{0%{transform:translate(-50%,-50%) scale(1);opacity:.5}50%{transform:translate(-50%,-50%) scale(1.1);opacity:.3}to{transform:translate(-50%,-50%) scale(1);opacity:.5}}@media (max-width: 768px){.hero-section h1{font-size:2.5rem}.hero-subtitle{font-size:1.2rem;padding:0 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p{color:#718096;font-size:1rem;margin:0}.otp-subtitle{line-height:1.6}.otp-subtitle strong{color:#3a7bd5}.error-alert{background:#fee;border:1px solid #fcc;color:#c33;padding:12px 16px;border-radius:12px;display:flex;align-items:center;gap:10px;margin-bottom:24px;animation:shake .3s ease-in-out}@keyframes shake{0%,to{transform:translate(0)}25%{transform:translate(-5px)}75%{transform:translate(5px)}}.error-icon{font-size:1.2rem}.signup-form{display:flex;flex-direction:column;gap:20px}.input-group{display:flex;flex-direction:column;gap:8px}.input-group label{color:#2d3748;font-weight:600;font-size:.95rem}.input-icon{position:absolute;left:16px;font-size:1.2rem;pointer-events:none}.input-wrapper input{width:100%;padding:14px 16px 14px 50px;border:2px solid #e2e8f0;border-radius:12px;font-size:1rem;transition:all .3s ease;background:#f7fafc}.input-wrapper input:focus{outline:none;border-color:#3a7bd5;background:#fff;box-shadow:0 0 0 4px #3a7bd526}.input-wrapper 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0}.form-header{display:flex;justify-content:space-between;align-items:center;padding:24px 24px 16px}.form-header h2{margin:0;color:#1a1a1a;font-size:24px;font-weight:700}.close-btn{background:#f8f9fa;border:none;border-radius:50%;width:36px;height:36px;display:flex;align-items:center;justify-content:center;cursor:pointer;color:#6c757d;transition:all .2s ease}.close-btn:hover{background:#e9ecef;color:#495057;transform:rotate(90deg)}.subtitle{color:#6b7280;margin:0 24px 24px;font-size:14px;text-align:center}.form-content{padding:0 24px 24px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:24px}.form-group{display:flex;flex-direction:column;gap:8px}.form-group label{font-weight:600;color:#374151;font-size:14px;text-transform:uppercase;letter-spacing:.5px}.required{color:#ef4444}.input-wrapper{position:relative;display:flex;align-items:center}.input-wrapper input,.input-wrapper textarea,.tags-input{width:100%;padding:14px 16px 14px 40px;border:2px solid 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0}.checkbox-label{display:flex;align-items:center;gap:12px;cursor:pointer;font-weight:600;color:#374151;padding:12px 16px;border:2px solid #e5e7eb;border-radius:12px;transition:all .3s ease;background:#fafafa}.checkbox-label:hover{border-color:#00d2ff;background:#fff}.checkbox-label input[type=checkbox]{width:20px;height:20px;accent-color:#00d2ff;cursor:pointer}.form-actions{display:flex;gap:16px;justify-content:flex-end;padding:24px;border-top:1px solid #f0f0f0;background:#fafafa;border-radius:0 0 20px 20px}.cancel-btn{padding:14px 28px;border:2px solid #e5e7eb;border-radius:12px;background:#fff;color:#6b7280;cursor:pointer;font-weight:600;transition:all .3s ease;font-size:14px}.cancel-btn:hover{border-color:#d1d5db;background:#f9fafb;transform:translateY(-1px)}.submit-btn{padding:14px 28px;border:none;border-radius:12px;background:linear-gradient(135deg,#00d2ff,#3a7bd5);color:#fff;cursor:pointer;font-weight:600;display:flex;align-items:center;gap:8px;transition:all .3s 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#00000026}.summary-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px;padding-bottom:15px;border-bottom:1px solid #e5e7eb}.summary-header h3{display:flex;align-items:center;gap:10px;font-size:1.2rem;font-weight:700;color:#111827;margin:0}.header-icon{color:#667eea;font-size:1.1rem}.view-all-btn{display:flex;align-items:center;gap:6px;padding:8px 16px;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;border-radius:20px;font-size:.85rem;font-weight:600;cursor:pointer;transition:all .3s ease}.view-all-btn:hover{transform:translateY(-1px);box-shadow:0 4px 15px #667eea4d}.bills-overview{display:flex;flex-direction:column;gap:20px}.overview-stats{display:flex;gap:15px;flex-wrap:wrap}.stat-item{display:flex;align-items:center;gap:12px;padding:15px;border-radius:10px;flex:1;min-width:150px}.stat-item.pending{background:linear-gradient(135deg,#fef3c7,#fed7aa);border:1px solid #f59e0b}.stat-item.overdue{background:linear-gradient(135deg,#fee2e2,#fecaca);border:1px solid #ef4444}.stat-icon{font-size:1.2rem}.stat-item.pending .stat-icon{color:#d97706}.stat-item.overdue .stat-icon{color:#dc2626}.stat-content{display:flex;flex-direction:column;gap:2px}.stat-label{font-size:.8rem;font-weight:600;color:#6b7280;text-transform:uppercase;letter-spacing:.5px}.stat-amount{font-size:1.1rem;font-weight:700;color:#111827}.upcoming-bills{background:#f9fafb;padding:20px;border-radius:12px;border:1px solid #e5e7eb}.upcoming-bills h4{display:flex;align-items:center;gap:8px;font-size:1rem;font-weight:600;color:#374151;margin:0 0 15px}.upcoming-icon{color:#667eea;font-size:.9rem}.upcoming-list{display:flex;flex-direction:column;gap:12px}.upcoming-bill-item{display:flex;justify-content:space-between;align-items:center;padding:12px;background:#fff;border-radius:8px;border:1px solid #e5e7eb;transition:all .2s ease}.upcoming-bill-item:hover{background:#f3f4f6;transform:translate(5px)}.bill-info{display:flex;flex-direction:column;gap:4px}.bill-name{font-weight:600;color:#111827;font-size:.9rem}.bill-category{font-size:.75rem;color:#6b7280;background:#f3f4f6;padding:2px 8px;border-radius:10px;width:-moz-fit-content;width:fit-content}.bill-details{display:flex;flex-direction:column;align-items:flex-end;gap:4px}.bill-amount{display:flex;align-items:center;gap:2px;font-weight:700;color:#111827;font-size:.9rem}.rupee-icon{font-size:.8rem}.bill-due{font-size:.75rem;color:#6b7280}.more-bills{margin-top:15px;text-align:center}.view-more-btn{background:#667eea1a;color:#667eea;border:1px solid #667eea;padding:8px 16px;border-radius:20px;font-size:.8rem;font-weight:600;cursor:pointer;transition:all .3s ease}.view-more-btn:hover{background:#667eea;color:#fff}.overdue-alert{background:linear-gradient(135deg,#fee2e2,#fecaca);border:1px solid #ef4444;padding:15px;border-radius:10px;display:flex;align-items:center;gap:12px}.alert-icon{color:#dc2626;font-size:1.2rem;flex-shrink:0}.alert-content strong{display:block;color:#991b1b;font-size:.9rem;margin-bottom:2px}.alert-content p{color:#7f1d1d;font-size:.8rem;margin:0}.no-bills{display:flex;flex-direction:column;align-items:center;gap:15px;padding:30px;text-align:center}.no-bills-icon{font-size:3rem;color:#d1d5db}.no-bills p{color:#6b7280;font-size:1rem;margin:0}.add-first-bill-btn{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;padding:10px 20px;border-radius:20px;font-weight:600;cursor:pointer;transition:all .3s ease}.add-first-bill-btn:hover{transform:translateY(-1px);box-shadow:0 4px 15px #667eea4d}.loading-placeholder{display:flex;flex-direction:column;gap:12px;padding:20px}.skeleton-line{height:20px;background:linear-gradient(90deg,#f0f0f0 25%,#e0e0e0,#f0f0f0 75%);background-size:200% 100%;animation:loading 1.5s infinite;border-radius:4px}@keyframes loading{0%{background-position:200% 0}to{background-position:-200% 0}}@media (max-width: 768px){.bills-summary-card{padding:20px}.summary-header{flex-direction:column;gap:15px;align-items:stretch}.view-all-btn{align-self:flex-start}.overview-stats{flex-direction:column}.stat-item{min-width:unset}.upcoming-bill-item{flex-direction:column;gap:10px;align-items:stretch}.bill-details{align-items:flex-start}}@media (max-width: 480px){.bills-summary-card{padding:15px}.summary-header h3{font-size:1.1rem}.upcoming-bills{padding:15px}.no-bills{padding:20px}.no-bills-icon{font-size:2.5rem}}.dashboard-layout{display:grid;grid-template-columns:250px 1fr;min-height:100vh;background:linear-gradient(135deg,#e6f7ff,#f0f9ff)}.dashboard-container{background:transparent;min-height:100vh;padding:2rem;color:#1a1a1a;overflow-x:auto}.dashboard-grid{max-width:1440px;margin:0 auto;padding:2rem;gap:2rem}.dashboard-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:2rem}.dashboard-header h1{font-size:2.5rem;background:linear-gradient(135deg,#00d2ff,#3a7bd5);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-weight:800}.period-selector{display:flex;gap:1rem;margin-bottom:2rem;padding:.5rem;background:#fff;border-radius:12px;box-shadow:0 2px 10px #0000000d}.period-selector select{padding:.5rem 1rem;border-radius:8px;background:linear-gradient(135deg,#00d2ff,#3a7bd5);color:#fff;border:none;font-weight:500}.period-btn{padding:.75rem 1.5rem;border:none;border-radius:8px;font-weight:500;transition:all .2s;cursor:pointer}.period-btn.active{background:linear-gradient(135deg,#00d2ff,#3a7bd5);color:#fff;box-shadow:0 4px 15px #00d2ff4d}.stats-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem;margin-bottom:2rem}.stat-card{position:relative;background:#817373;border-radius:16px;padding:1.5rem;box-shadow:0 4px 20px #0000000d;transition:all .3s ease;border:1px solid rgba(0,0,0,.05);overflow:hidden}.stat-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,#00d2ff,#3a7bd5);opacity:0;transition:opacity .3s ease}.stat-card:hover:before{opacity:1}.stat-card:hover{transform:translateY(-5px);box-shadow:0 8px 30px #0000001a}.stat-value{font-size:2rem;font-weight:700;background:linear-gradient(135deg,#00d2ff,#3a7bd5);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.charts-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:2rem}.charts-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(450px,1fr));gap:2rem;margin-bottom:2rem}.chart-card{background:#8b7e7e;border-radius:1rem;padding:1.5rem;box-shadow:0 4px 6px -1px #0000001a}.chart-card h3{color:#495057;margin-bottom:1rem;font-size:1.1rem}.chart-wrapper{height:300px;display:flex;justify-content:center;align-items:center;padding:1rem}.summary-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem;margin:1rem 0}.summary-section{background:#fff;border-radius:16px;padding:2rem;box-shadow:0 4px 20px #0000000d}.summary-card{background:linear-gradient(135deg,#00d2ff,#3a7bd5);padding:1.5rem;border-radius:12px;color:#fff;box-shadow:0 4px 15px #00d2ff4d}.summary-card h3{font-size:.9rem;opacity:.9;margin-bottom:.5rem}.amount{font-size:2rem;font-weight:600}.recent-expenses{background:#fff;border-radius:16px;padding:1.5rem;box-shadow:0 4px 20px #0000000d}.expense-row{display:flex;justify-content:space-between;padding:1rem;border-bottom:1px solid #e9ecef}.expense-info{display:flex;gap:1rem;align-items:center}.category{background:#e9ecef;padding:.25rem .75rem;border-radius:20px;font-size:.9rem;color:#495057}.date{color:#868e96;font-size:.9rem}.sidebar{background:#0003;border-right:1px solid rgba(255,255,255,.1);padding:2rem 1rem}.sidebar-header{padding-bottom:2rem;border-bottom:1px solid rgba(255,255,255,.1);margin-bottom:2rem}.sidebar-header h2{font-size:1.5rem;background:linear-gradient(135deg,#00d2ff,#3a7bd5);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.sidebar-nav{display:flex;flex-direction:column;gap:1rem}.nav-item{background:none;border:none;color:#fff;padding:1rem;text-align:left;border-radius:8px;transition:all .3s ease}.nav-item:hover{background:#00d2ff1a}.nav-item.active{background:#00d2ff33;color:#00d2ff}.main-content{padding:2rem}.content-header{margin-bottom:2rem}.header-tabs{display:flex;gap:1rem;margin-bottom:1rem}.header-tab{padding:.5rem 1rem;border:none;border-radius:4px;background:#fff;cursor:pointer;transition:all .3s ease}.header-tab:hover{background:#00d2ff33}.header-tab.active{background:linear-gradient(135deg,#00d2ff,#3a7bd5);color:#fff}.add-button{margin-left:auto;background:linear-gradient(135deg,#00d2ff,#3a7bd5);color:#fff}.content-body{display:grid;gap:2rem}.data-grid{display:grid;grid-template-columns:2fr 1fr;gap:1rem;margin-bottom:2rem}.chart-section,.category-section,.recent-transactions,.bills-section{background:#ffffff0d;border-radius:12px;padding:1.5rem}.section-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.5rem;padding-bottom:1rem;border-bottom:2px solid transparent;-o-border-image:linear-gradient(90deg,#00d2ff,#3a7bd5) 1;border-image:linear-gradient(90deg,#00d2ff,#3a7bd5) 1}.section-header h2{margin:0;background:linear-gradient(135deg,#00d2ff,#3a7bd5);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-size:1.75rem;font-weight:700;letter-spacing:-.5px}.refresh-btn{padding:.75rem 1.5rem;background:linear-gradient(135deg,#00d2ff,#3a7bd5);border:none;border-radius:10px;color:#fff;font-weight:600;cursor:pointer;transition:all .3s ease;box-shadow:0 4px 12px #00d2ff4d}.refresh-btn:hover:not(:disabled){background:linear-gradient(135deg,#3a7bd5,#00d2ff);transform:translateY(-2px);box-shadow:0 6px 16px 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16px;border:none;background:none;text-align:left;cursor:pointer;font-size:14px;color:#374151;transition:all .2s ease;display:flex;align-items:center;gap:8px}.budget-menu button:hover{background:#f9fafb;color:#00d2ff}.budget-menu-trigger{background:none;border:none;cursor:pointer;padding:8px;border-radius:8px;display:flex;align-items:center;justify-content:center;transition:all .2s ease;color:#9ca3af}.budget-menu-trigger:hover{background:#00d2ff1a;color:#00d2ff}@keyframes dropDown{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}@keyframes spin{to{transform:rotate(360deg)}}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}*{box-sizing:border-box}.stat-card,.chart-card,.budget-modal-content{will-change:transform}.goals-section{margin:2rem 0;padding:2rem;background:#fff;border-radius:16px;box-shadow:0 4px 20px #00000014;border:1px solid rgba(0,0,0,.05)}.goals-section .section-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:2rem;padding-bottom:1rem;border-bottom:2px solid #f8f9fa}.goals-section h2{display:flex;align-items:center;gap:.75rem;color:#2c3e50;margin:0;font-size:1.75rem;font-weight:700}.goal-controls{display:flex;gap:1rem;align-items:center;flex-wrap:wrap}.goal-filter{padding:.75rem 1rem;border:2px solid #e5e7eb;border-radius:12px;background:#fff;font-size:.95rem;font-weight:500;color:#374151;cursor:pointer;transition:all .3s ease;min-width:150px}.goal-filter:focus{outline:none;border-color:#3498db;box-shadow:0 0 0 3px #3498db1a}.add-goal-btn{display:flex;align-items:center;gap:.5rem;padding:.75rem 1.5rem;background:linear-gradient(135deg,#3498db,#2980b9);color:#fff;border:none;border-radius:12px;font-weight:600;font-size:.95rem;cursor:pointer;transition:all .3s ease;box-shadow:0 4px 12px #3498db4d}.add-goal-btn:hover{transform:translateY(-2px);box-shadow:0 6px 20px #3498db66;background:linear-gradient(135deg,#2980b9,#3498db)}.empty-state.goals-empty{text-align:center;padding:4rem 2rem;background:linear-gradient(135deg,#f8f9fa,#fff);border-radius:16px;border:2px dashed #e5e7eb}.empty-icon{margin-bottom:1.5rem;color:#3498db;opacity:.7}.empty-state h3{margin:1rem 0;color:#2c3e50;font-size:1.5rem;font-weight:600}.empty-state p{color:#6b7280;font-size:1.1rem;margin-bottom:2rem;line-height:1.6}.empty-suggestions{display:flex;justify-content:center;gap:2rem;margin:2rem 0;flex-wrap:wrap}.suggestion-item{display:flex;flex-direction:column;align-items:center;gap:.5rem;padding:1rem;background:#3498db1a;border-radius:12px;color:#3498db;font-weight:500;min-width:100px}.create-first-goal{padding:1rem 2rem;background:linear-gradient(135deg,#27ae60,#2ecc71);color:#fff;border:none;border-radius:12px;font-weight:600;font-size:1.1rem;cursor:pointer;transition:all .3s ease;box-shadow:0 4px 12px #27ae604d;display:flex;align-items:center;gap:.5rem;margin:0 auto}.create-first-goal:hover{transform:translateY(-2px);box-shadow:0 6px 20px #27ae6066}.goals-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:2rem;margin-top:2rem}.goal-card{background:#fff;border:2px solid #f1f5f9;border-radius:16px;padding:1.5rem;transition:all .3s ease;position:relative;overflow:hidden}.goal-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#3498db,#2980b9);opacity:0;transition:opacity .3s ease}.goal-card:hover:before{opacity:1}.goal-card:hover{box-shadow:0 8px 30px #3498db26;border-color:#3498db}.goal-card.completed:before{background:linear-gradient(90deg,#27ae60,#2ecc71);opacity:1}.goal-card.near-completion:before{background:linear-gradient(90deg,#f39c12,#e67e22);opacity:1}.goal-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:1.5rem}.goal-title-section h3{margin:0 0 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#0000000d}.estimate-label{display:flex;align-items:center;gap:.5rem;color:#6b7280;font-size:.9rem;font-weight:500}.estimate-label svg{color:#3a7bd5}.estimate-value{color:#1f2937;font-size:1rem;font-weight:700;background:linear-gradient(135deg,#00d2ff,#3a7bd5);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.form-actions{display:flex;gap:1rem;justify-content:flex-end;margin-top:2rem;padding-top:1.5rem;border-top:2px solid #f3f4f6}.btn-primary,.btn-secondary{padding:1rem 2.5rem;border:none;border-radius:14px;font-weight:600;font-size:1rem;cursor:pointer;transition:all .3s ease;display:flex;align-items:center;justify-content:center;gap:.75rem;min-height:52px}.btn-primary{background:linear-gradient(135deg,#00d2ff,#3a7bd5);color:#fff;box-shadow:0 6px 20px #00d2ff66;flex:1}.btn-primary:hover:not(:disabled){transform:translateY(-3px);box-shadow:0 8px 25px 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#e9ecef}.bill-details-item:last-child{border-bottom:none}.bill-details-label{font-size:.9rem;color:#6b7280;font-weight:500}.bill-details-value{font-size:1rem;font-weight:500;color:#1a1a1a}.bill-summary{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:1.5rem}.bill-summary-card{background:#fff;border-radius:12px;padding:1.5rem;box-shadow:0 4px 6px #0000001a;transition:transform .3s ease}.bill-summary-card:hover{transform:translateY(-3px);box-shadow:0 6px 12px #00000026}.bill-summary-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem}.bill-summary-title{font-size:1.1rem;font-weight:500;color:#1a1a1a}.bill-summary-amount{font-size:1.5rem;font-weight:700;color:#ff6b00}.bill-summary-category{background:#e9ecef;padding:.25rem 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h3{color:#888;font-size:14px;margin-bottom:8px}.card-value{color:#0f0000;font-size:24px;font-weight:700;margin-bottom:4px}.card-subtitle{color:#888;font-size:12px}.upcoming-payments{background:#111;border:1px solid #333;border-radius:12px;padding:24px;margin-bottom:30px}.upcoming-payments h3{color:#ff6b35;margin-bottom:20px;display:flex;align-items:center;gap:8px}.payments-list{display:flex;flex-direction:column;gap:12px}.payment-item{display:flex;justify-content:space-between;align-items:center;padding:12px;background:#222;border-radius:8px}.payment-info h4{color:#fff;margin-bottom:4px}.payment-info p{color:#ff6b35;font-weight:600}.due-days{color:#888;font-size:14px}.due-days.urgent{color:#f44;font-weight:600}.filter-section{display:flex;justify-content:space-between;align-items:center;margin-bottom:30px}.filter-section h2{color:#fff;font-size:1.8rem}.filter-tabs{display:flex;gap:8px}.filter-tabs button{background:#222;color:#888;border:1px solid #333;padding:8px 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